credifi

Credifi is a decentralized protocol that enables unsecured loans in the DeFi sector through verifiable credit scoring and default management. Credifi is managed by CRDT tokens, which are used to manage risks, prevent fraud, and adjust the scoring algorithm. Borrowers will receive an ERC-1155 token that is associated with an encrypted signature certificate stored on the blockchain and can be used as collateral on DeFi lending platforms.