Lucia Protocol

Lucia is a non-custodial lending protocol designed to provide individuals and startups with a trust-based credit channel. The protocol offers borrowers the opportunity to obtain credit by redefining the credit scoring process through both on-chain and off-chain attribution, based on a comprehensive credit assessment, thereby achieving competitive interest rates. Upon a successful assessment, borrowers can receive funds and may be able to borrow up to 100% of the value of their collateral.