Job Description
At Rain, we're rebuilding the global financial pipes money flows through. Our infrastructure makes stablecoins usable in the real world by powering credit card transactions, cross-border payments, B2B purchases, remittances, and more. We partner with fintechs, neobanks, and institutions to help them launch solutions that are global, inclusive, and efficient. If you're curious, bold, and excited to help shape a borderless financial system, we'd love to talk.
Our Ethos
Operating at the epicenter of stablecoin innovation means moving fast and thinking globally. Our team reflects the diverse, international audiences we serve. We hire people who stay agile as the tide ebbs and flows, fix what's broken without waiting, chase trends before they peak, and remember to have fun through it all.
Key Responsibilities
- Building out a world class compliance program including team building, tooling, design, and structure to align with a rapidly growing payments program.
- Work to develop our global expansion strategy with a focus on creating a flexible and effective compliance organization.
- Design, implement, and maintain a comprehensive compliance program that aligns with regulatory requirements and industry standards.
- Conduct regular assessments to identify compliance risks associated with card programs and digital asset offerings.
- Oversee the licensing process for state and international operations, ensuring adherence to all applicable regulations.
- Create and update compliance policies related to Anti-Money Laundering (AML), Know Your Customer (KYC), data protection, and other relevant regulations.
- Develop training programs to enhance compliance awareness among employees and promote a culture of compliance throughout the organization.
- Establish monitoring systems to track compliance performance and prepare reports for senior management and the board.
- Develops, initiates, maintains, and revises policies and procedures to comply with regulatory requirements.
- Manages the day-to-day operation of the Compliance Management Program.
- Ensures proper reporting of all aspects of the Compliance Management Program to various stakeholders.
- Identifies potential areas of compliance vulnerability and risk; develops and implements correction actions plans.
Job Requirements
- Bachelor's degree in finance, law, business administration, or a related field; advanced degree or professional certifications (e.g., CAMS, CCO) preferred.
- Minimum of 10 years of experience in compliance within the fintech sector, with specific expertise in card programs, payments and/or digital assets.
- Strong understanding of state and international financial regulations, including those governing AML, KYC, and consumer protection laws.
- Proven ability to lead compliance initiatives and influence stakeholders at all levels of the organization.
- Strong analytical skills to assess complex regulatory requirements and develop effective compliance strategies.
- Experience in building out a compliance team and program for a hyper growth company.
Benefits
- Top-tier coverage: We cover 95% of Medical, Dental, and Vision premiums.
- 401(k) with matching: Invest in your future, just like we're investing in ours.
- Ownership that matters: Every team member gets equity because we believe in building together.
- Work your way: Flexible hybrid setup with a office for NYC-based teammates.
- Unlimited PTO: Because time to rest and reset is just as important as time to ship.
- Product-first perks: Monthly budget to test our cards and features like a real user.
- Wellness support: Monthly stipend to spend on fitness, therapy, or whatever keeps you thriving.
- Home office setup: One-time stipend to create a space that works for you.
- Team connection: Frequent company events, team dinners, and offsites to stay connected.
Compensation
Compensation will vary based on experience from $150,000-$250,000
